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Under Pennsylvania accident law, an employer is liable for the injuries caused by an employee so long as the employee was acting in the course and scope of his or her employment. Therefore, in a truck accident case in Philadelphia, if the truck driver was on duty at the time of the accident, his employer is on the hook for the accident.

While the employer or truck company is legally liable, the truck insurance company will bear the responsibility for paying on the claim, up to the amount purchased by the truck company. While there is great variation among the specifics of truck insurance policies, many truck companies purchase anywhere from $1,000,000 to $10,00,000 or more in liability coverage. Such coverage amounts are important when there are catastrophic injuries, death or multiple injured parties.

Related: Are truck companies liable for a truck driver’s negligence?

Whether it is a smaller box truck or a large semi-trailer truck, truck accidents often result in very serious injuries. Due to the relative sizes of such trucks compared to smaller, passenger size cars, fatalities are common. It is important to consult with a qualified truck accident lawyer to ensure maximum compensation.

More from our truck accident law library:

Pennsylvania & New Jersey Truck Accident Lawyers Click To Call

If you or a loved one was injured in a truck accident in the Philadelphia area, please feel free to contact our Pennsylvania and New Jersey truck accident lawyers, call Click To Call. Our lawyers are available for a free, no obligation legal consultation, and can obtain special admission in other states, such as New York or Delaware, on a case by case basis.

**This website does not provide legal advice. Every case is unique and it is crucial to get a qualified, expert legal opinion prior to making any decisions about your case. See the full disclaimer at the bottom of this page.